As a rideshare or delivery driver, you’re an independent contractor. That means no taxes are withheld — and you owe self-employment tax on your net earnings.
Track these from day one:
- Miles: Every business mile (including dead miles between rides). The standard mileage deduction is usually your biggest write-off.
- Phone: The business-use percentage of your phone bill.
- Tolls and parking: Fully deductible when driving for work.
- Health insurance premiums: Potentially deductible if you’re self-employed.
Set aside 25–30% of your net for quarterly estimated taxes so April doesn’t hurt. SA Drivers Club members can export a tax-ready CSV of every shift — miles, earnings, tolls — straight from the app.
This is general information, not tax advice. Talk to a tax professional about your situation.